Auto Loans

Rates Effective April 19, 2019

*See FedONE credit union representative for more information. 

 

Auto Loan Descritpion APR*
New Auto 2.24% - 6.5%
Used - Model years 2014 - 2017 2.5% - 7.0%
Used - Model years 2010 - 2013 3.25% - 8.0%

*APR= Annual Percentage Rate. See FedONE credit union representative for more information on auto loan rates.

Recreational Vehicle Loans

Rates Effective April 19, 2019

*See FedONE credit union representative for more information. 

 

Recreational Vehicle Descritpion APR*
Motorcycle Loans
     New / Used Motorcycle 5.0% - 9.0%
Other Recreational Vehicles
     RV's 7.15% - 9.25%

*APR= Annual Percentage Rate. See FedONE credit union representative for more information on recreational vehicle loan rates.

Loan Rates

Rates Effective April 19, 2019

*Unsecured Loan Rates are Based on Credit History. 

 

Loan Accounts APR*
Personal Line Of Credit
    Personal Line  of Credit 9.5% - 18%
    Unsecured Loan 8.5% - 18%
    Share Secured Loan 2% above highest divident rate

 *APR = Annual Percentage Rate *Unsecured Loan Rates are Based on Credit History and Score.

Credit Card Rates

Rates Effective April 19, 2019

*Credit Card Rates are based on Credit History and Score.

 

Credit Card Descriptions Rate APR*
Platinum VISA Credit Card
     Platinum VISA Credit Card - Tier 1 7.99% 7.99%
     Platinum VISA Credit Card - Tier 2 9.99% 9.99%
     Platinum VISA Credit Card - Tier 3 11.99% 11.99%
     Platinum VISA Credit Card - Tier 4 13.99% 13.99%
Secured Platinum VISA Credit Card
     Secured Platinum VISA Credit Card 12.00% 12.00%

 *APR = Annual Percentage Rate. *Credit Card Rates are Based on Credit History and Score.

Home Equity Line of Credit (HELOCs)

Rate Effective April 19, 2019

*Subject to change without notice

Term Rate APR* Loan-To-Value Minimum Loan Maximum Loan
15 Years Prime Rate +1% 5.50% 80% $25,000 $150,000

 

*APR=Annual Percentage Rate. Variable; rate and payment may increase every six months after loan consummation. Home Equity Line of Credit (HELOC) rate (APR) is based on an index (the Prime Rate as published in the Wall Street Journal [WSJ] on the third Thursday of January and third Thursday of July), plus a margin of 1%, with a floor of 4.25% and a maximum APR of 18%. The interest rates listed above is current as of the effective date above, represent lowest pricing, and are not intended to be inclusive or a commitment to the pricing for which you may qualify. The loan and accompanying interest rate and APRs you may qualify for are based on your credit profile, loan-to-value (LTV), loan amount, and income/financial obligations. All loans are subject to a minimum credit qualifying score. Valid on owner-occupied California properties. Interest rates and APRs are subject to change without notice.

 

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Routing Number #322281840